Every day, in some small way, it’s important to do something to improve your situation. Whether it’s paying down debt, researching inexpensive alternatives to your existing expenses, or something as simple as hugging your spouse or playing games with your kids. Educate I was once told that every day, you either get smarter, or you…
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I’ve been asked for my bread recipe, so I’m sharing. There is nothing quick or particularly easy about this recipe. It takes forethought. It takes planning. It takes 3 days. This is bastardized from Bread Alone, which is a great book to understand how bread works. First, the poolish, or starter: 1/2 cup of water…
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Over the next few weeks, I will be going over my budget in detail. The first section is income, but that’s straightforward. A line for each income source, bi-weekly, monthly and annual totals. Simple. Before we start, a word on the organization. There are five columns: Category – This is the description of the line…
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Sometimes people make choices for a variety of reasons entirely outside of my knowledge and understanding. Yet somehow, I still manage to be dismissive and occasionally derogatory. What I have come to realize is that there are numerous reasons for making apparent bad decisions. It is easy, though often not correct, to dismiss these supposed…
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